Dhivehi Insurance

Personal Insurance

Dhivehi Insurance Company Pvt. Ltd. started as a licensed General Insurance business on 02 June 2016. The company is a joint-venture between Ensis Fisheries Pvt. Ltd. and key professionals in the industry. One of the founders of Ensis Group and Dhivehi Insurance, Mr Abdul Wahid Thowfeeq, has over 20 years of experience in the Insurance Industry.

Executive Health Insurance

The most comprehensive level of coverage. Inpatient, Outpatient, Wellness, Dental, Vision, and Maternity benefits are included.

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Motor Insurance

Cover damage to own vehicle and third party liabilities arising out of the use of the vehicle. Whereas, the Third Party only Policy covers bodily injury, or death of third party and property damage.

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Personal Accident

Designed to pay out compensation if you suffer from a serious injury or death as the result of an accident. It can protect you and your family against loss of income.

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Travel Insurance

Compensation and reimbursement for people travelling overseas and arising in the event of injuries, disabilities, or death caused solely by accidents occurring during the trip.

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Homeowners Insurance

There is no place like 'Home’ it's our most valued possession and our safe haven on earth. Home is where the heart is and few things in life matter as much to us, as our home does.

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Professional Insurance

Dhivehi Insurance Company Pvt. Ltd. started as a licensed General Insurance business on 02 June 2016. The company is a joint-venture between Ensis Fisheries Pvt. Ltd. and key professionals in the industry. One of the founders of Ensis Group and Dhivehi Insurance, Mr Abdul Wahid Thowfeeq, has over 20 years of experience in the Insurance Industry.

Professional Indemnity

Professionals are always at high risk of exposure to various allegations against professional negligence and misconduct on their own account which can lead to lawsuits.

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Directors & Officers liability

Ensure your property is adequately insured at all times by taking into account the renovations and enhancements made to your property.

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Project Insurance

Dhivehi Insurance Company Pvt. Ltd. started as a licensed General Insurance business on 02 June 2016. The company is a joint-venture between Ensis Fisheries Pvt. Ltd. and key professionals in the industry. One of the founders of Ensis Group and Dhivehi Insurance, Mr Abdul Wahid Thowfeeq, has over 20 years of experience in the Insurance Industry.

Group Personal Accident

This policies covers accidental death or total permanent disablement to the insured.

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Trade Credit Bond

Ensure that the suppliers avoid the impact of debts and also to enable individual buyers to attain favorable credit terms for their purchasing requirements.

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Bid Security

Surety bond which is a promise by a guarantor to pay the principal party up to the bond amount if the contractor fails to meet their obligations in fulfilling the terms of a contract.

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Performance Guarantee

Ensures that the contractor fulfills the contract obligations according to the terms and conditions of the contract without failure. Improve your cash flow, as funds can be utilized for other purposes.

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Retention Money Guarantee

Ensures that the contractor utilizes the advance payment for the mobilization of the contract according to the terms and conditions of the contract without failure.

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Contractors' All Risk

The policy provides cover for loss or damage to your Contract Works and your liabilities to third parties arising from carrying out the Contract Works

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Contractor's Plant and Machinery

The Contractors Plant & Machinery (CPM) policy is an annual ‘All Risks’ policy for plant and machinery of every kind.

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Advanced Payment Guarantee

Ensures that the contractor utilizes the advance payment for the mobilization of the contract according to the terms and conditions of the contract without failure.

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Erection all Risk

Covers loss or damage to the contract works; installation, testing and commissioning of plant, machinery or equipment as well as legal liability to third parties.

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Open Cargo

Provides coverage for all shipments.

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Marine Cargo

Covers loss and/or damage of cargo while it is in transit between the points of origin and final destination.

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Annual Marine Cargo

Annual Plan to cover loss and/or damage of cargo while it is in transit between the points of origin and final destination.

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Operational Insurance

Dhivehi Insurance Company Pvt. Ltd. started as a licensed General Insurance business on 02 June 2016. The company is a joint-venture between Ensis Fisheries Pvt. Ltd. and key professionals in the industry. One of the founders of Ensis Group and Dhivehi Insurance, Mr Abdul Wahid Thowfeeq, has over 20 years of experience in the Insurance Industry.

Fire and Additional Perils

Ensure your property is adequately insured at all times by taking into account the renovations and enhancements made to your property.

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Commercial General Liablity

Protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.

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Public Liability

The policy broadly covers your legal liability towards damages to the third party in respect of death, bodily injury or loss of or damage to property and legal costs

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Fidelity Guarantee

Provides coverage for the Insured against financial loss caused due to dishonest act of its employees.

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Money Insurance

Every successful business, be it a medium enterprise or a SME, needs complete protection against potential loss.

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Property All Risk

An all-risk property insurance policy save for a few exceptions.

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Marine Hull

The policy covers damage to the vessel’s hull, machinery and equipment in addition to maritime liabilities arising out the operation of the vessel.

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Consequential Loss

Covers loss of Net Profit and Standing Charges incurred on account of interruption of business, consequent upon Material Damage to property due to Fire and perils.

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Electronic Equipment

This policy is suitable for electronic equipment like computers, printers, scanners, industrial electronic machines and servers and data storage equipment’s. It is an All Risk Policy.

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Machinery Breakdown

Cover against sudden and unforeseen physical damage to your machinery whether at work or at rest and during cleaning, inspection, over-hauling, and removal to another position within the premises.

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Employers' Liability insurance

Employers' liability insurance, sometimes known as employment practices liability insurance, protects employers from financial loss if a worker has a job-related injury or illness not covered by workers' compensation.

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Commercial Vessels Third Party Liability

Liability for damage or injury to others in the operation of your marine vessels

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Terrorism

Terrorism insurance provides comprehensive insurance for costs incurred as a result of a terrorist act.

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Burglary

Burglary insurance policy provides coverage for loss or damage of contents within the premises by way of violent and forcible entry into or exit from the premises. The resultant damage to the premises are also covered.

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