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Section l – Material Damage

It covers almost any sudden and unforeseen physical loss or damage occurring (except as specifically excluded in the policy) to the contract works and construction machinery during the period of insurance.

  • Contract Works
  • Construction machinery, plant and equipment
  • Clearance of debris

Section ll – Third Party Liability 

This section is in respect of third party liability for which the contractor may become legally liable to pay for damages consequent upon:

  • Bodily injury to or illness of third  parties 
  • Loss or damage to property belonging to third parties

Main Exclusions

We will not be liable for any claims arising out of:

  • Willful acts or willful negligence 
  • Cessation of work 
  • Wear & Tear or gradual deterioration
  • Loss/ damage due to faulty design 
  • The cost of replacement, repair or rectification of defective material and/or workmanship 
  • Consequential loss of any kind
  • Deductibles 
  • War and related risks  

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