COVERAGE

Covers sudden and unforeseen physical loss or damage to the insured vehicle/machinery including loss/damage;

  • By accidental collision or overturning
  • Impact damage caused by falling objects
  • Fire, Explosion or Lightening
  • Malicious acts/Vandalism, Burglary or Theft
  • Natural Perils including Tsunami & Tidal Waves, etc

MAJOR COVERS AND EXTENSIONS

  • Cover for inland transit
  • Personal accident cover for drivers
  • Towing charges following an accident

MAJOR EXCLUSIONS

  • Machinery breakdown
  • Loss or damage to replaceable parts or items
  • Loss of or damage to waterborne vessels or craft
  • Loss or damage due to total or partial immersion in tidal waters
  • Wear & tear or deterioration due to normal atmospheric conditions
  • War and acts of war (rebellion, revolution, insurrection, mutiny)
  • Nuclear radiation or radioactive contamination
  • Willful act or willful negligence of the Insured
  • Manufacturer defects

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for a better tomorrow
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