ELECTRONIC EQUIPMENT INSURANCE

This policy is suitable for electronic equipment like computers, printers, scanners, industrial electronic machines and servers and data storage equipment’s. It is an All Risk Policy. The Insurance Policy broadly covers material damage to electronic equipment (which can include systems software) due to sudden and unforeseen events, cost of external data media, including cost of reconstruction of data, as also increased cost of working.

The equipment’s that are of within the range of low and medium power are included but not limited to:

  • Electronic data processing systems and equipment
  • Electrical and radiation (electro-medical) such as body scanners
  • Communication facilities – media equipment, telephone exchanges

Main Covers

Section I: Material Damage/Physical Damage

This section provides cover on all risks basis to any physical loss or damage to the items insured unless specifically excluded

Section II: Data Media Cover:

This section provides cover on a first loss basis for both the material value of the data media and the costs of reprocessing and restoring lost information due to physical loss or damage

Section III: Increase Cost of Working/Extra Expense Cover:

The section covers for expenses such as hire charges, transport charges for data media and personnel, expenses for accommodation away from base, out of business hours’ charges or work on holidays.

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