(Product) Erection All Risk Insurance

ERECTION ALL RISK INSURANCE

The Erection All Risks (EAR) insurance policy covers loss or damage to the contract works; installation, testing and commissioning of plant, machinery or equipment as well as legal liability to third parties.

This policy is specific for all erection and installation/commissioning related projects.

Material Damage – Covers sudden and unforeseen physical loss or damage including natural risks to all materials at work site and structural damages to the erection works in progress
Third Party Liability – Loss or damage to third party bodily injury and property damage

Major additions & Extensions

Strike, Riot and Civil Commotion
Cross Liability
Extended Maintenance Cover
Extra Charges Clause
Cover of Extra Charges for Air Freight
Automatic Extension Clause
Automatic Increase Clause (Escalation Clause)
Automatic Reinstatement of Sum Insured
Cessation of Works
Off-Site Storage and Fabrication Clause
Faulty Design Defective Materials and Bad Workmanship
Professional Fees
Removal of Debris
Accidental Seepage, Contamination Clause

Major exclusions

War and acts of war (rebellion, revolution, insurrection, mutiny)
Nuclear radiation or radioactive contamination
Willful act or willful negligence of the Insured

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ERECTION ALL RISK INSURANCE

Major additions & Extensions

Major exclusions

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