To indemnify the insured against a direct financial loss sustained by reason of any act of fraud/ dishonesty by the employees

Major additions & Extensions covered under this policy include;

  • Losses caused by unidentified employees – to be granted on selective basis
  • Automatic Additions and Deletions of employees

Major exclusions include;

  • The Insurer is not be liable in respect of losses arising elsewhere than in Maldives
  • Losses arising out of not observing standard procedures and security measures


We will not be liable for any claims arising out of:

  • Fidelity Guarantee Insurance Proposal Form
  • Company/Entity Registration Certificate
  • Details of Staffs being named in the policy
  • Duties/work details of named Staffs and the amount to be guaranteed
  • Monetary related procedures, safeguards, and SOP in place

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for a better tomorrow