Group Personal Accident provides for permanent and temporary disability benefits to employees as a result of accident during the course of employment. It is designed to improve the welfare of employees as well as reduce the financial strain on the organization in the event of accident, demise or bodily injury to a member of staff.
This policies covers accidental death or total permanent disablement to the insured. Compensation will be payable to the insured or to his legal representative in accordance with the sum insured and scale of compensation agreed and specified in the policy schedule.
We will not be liable for any claims arising out of: