(Product) Marine Cargo – Dhivehi Insurance

Main Covers

Coverage provided will be as per institute clauses which are uniformly used in international markets. Three types of coverage are offered for any transit:

Institute Cargo Clause “A” (Cargo) – All Risk
Institute Cargo Clause “B” (Cargo) – Basic Cover
Institute Cargo Clause “C” (Cargo) – Restricted Cover

Main Exclusions

We will not be liable for any claims arising out of:

Loss, damage, expense attributable to willful misconduct of insured
Loss, damage, expense caused by inherent vice
Loss, damage, expense caused by insufficient, unsuitable or defective packing or preparation of goods. ‘Packing’ includes stowage in container or lift van but only when such stowage is done prior to attachment of insurance or by the insured or their servants
Loss, damage, expense proximate caused by delay, even if delay be caused by a risk insured against
Loss, damage, expense arising from insolvency or financial default of owners, managers, charterers or operators of the vessel

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