PUBLIC LIABILITY

The potential for a minor mishap to result in a major insurance claim has never been greater than in today's litigation-driven society. No matter how stringent the measures put in place to protect the general public, companies are exposed on a vast array of fronts. Even an incident such as a shopper slipping on a wet floor in a shop, or a member of the public tripping on an exposed cable, or food poisoning after a meal at a restaurant can give rise to a lawsuit.

Main Covers

The policy broadly covers the following:

Your legal liability towards damages to the third party in respect of;

  • Death, bodily injury or loss of or damage to property
  • Legal costs and expenses incurred by you which are approved by us.

Main Exclusions

We will not be liable for any claims arising out of:

  • Liability in respect of injury illness disease loss or damage which results from a deliberate act or omission of the Insured
  • Liability in respect of injury to or illness or disease of any person or loss of or damage to any property on land or building caused by vibration or by the removal or weakening of support
  • Liability directly or indirectly occasioned by or through or in consequence of pollution or contamination
  • War and allied perils
  • Workmen’s Compensation
  • Employers liability
  • Motor/Marine and Aviation liabilities
  • Pure Financial Losses

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Feel free to contact us via the contact page or by clicking the button below ,

for a better tomorrow
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