Introduction

Money insurance provides coverage to money whilst money in kept in the premises or money being transited from one location to another. Money in this context means cash, bank and currency notes, cheques, money orders, postal orders and current postage stamps all belonging to the lnsured or for which the lnsured has accepted responsibility.

Coverage

Monev in Safe/ Premises:

• Covers money kept locked in safe / counter or strong room occasioned by burglary, housebreaking, robbery or hold-up whilst money is retained at the Insured's premises

Monev ln-transit

• Carried by the Insured or the Insured's Authorized Employee(s), occasioned by burglary or holdup, robbery, theft, or any other fortuitous cause that has not been specifically excluded in the policy

Optionalcovers:

• Personal assault

• Riot and Strike

Exclusions

• Loss or damage directly or indirectly occasioned by or through or in consequence of

- War invasion act of foreign enemy hostilities or warlike operations (whether war be declared or not)

- Civil war mutiny civil commotion assuming the proportions of or amounting to a popular rising military rising insurrection rebellion revolution conspiracy military or usurped power

- Martial law or state of siege or any of the events or causes which determine the proclamation or maintenance of martial law or state of siege

- Any act of any person acting on behalf of or in connection with any organisation with activities directed towards the overthrow by force of any de jure or de facto Government or to the influencing of it by terrorism or violence or loot sack or pillage in connection with any of the aforementioned occurrences

• Consequence of strike or riot

• Loss arising from fraud or dishonesty of the Insured’s employees not discovered within three working days of the occurrence

• Shortages due to error or omission

• Losses covered by a policy of fidelity guarantee insurance

• Loss from an unattended vehicle

• Loss or destruction of or damage or expense whatsoever resulting or arising therefrom or any

• consequential loss directly or indirectly caused by or contributed to by or arising from ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel Solely for the purpose of this exclusion combustion shall include any self-sustaining process of nuclear fission

• Loss or destruction or damage directly or indirectly caused by or contributed to by or arising from nuclear weapons material

• And any other exclusions as per policy terms and conditions